Question 1

What types of business loans does Deal Flow Pro offer?

Accepted Answer

Deal Flow Pro offers SBA loans, commercial real estate loans, bridge loans, hard money loans, equipment financing, working capital, invoice factoring, merchant cash advance, DSCR loans, portfolio loans, rehab loans, ground up construction loans, and business lines of credit.

Question 2

How fast can I get funded?

Accepted Answer

Many of our loan products can be funded in as little as 24-72 hours for working capital and MCA products, while commercial real estate loans typically close in 2-4 weeks.

Question 3

Do I need good credit to apply for a business loan?

Accepted Answer

No. Deal Flow Pro works with businesses across all credit profiles. We have lending partners for startups, challenged credit, and all industries including cannabis/hemp businesses.

Question 4

Is there a fee to apply for a loan through Deal Flow Pro?

Accepted Answer

There is no upfront fee to apply or get a quote. We are compensated by our lending partners only when a loan closes successfully.

Question 5

What is a bridge loan?

Accepted Answer

A bridge loan is a short-term loan (typically 6-24 months) used to bridge the gap until permanent financing is secured or a property is sold. They close quickly and are popular with real estate investors.

Question 6

What is a hard money loan?

Accepted Answer

A hard money loan is an asset-based, short-term loan secured by real property. Approval is based primarily on the property's value rather than the borrower's credit, making them ideal for fix-and-flip investors and time-sensitive deals.

Question 7

What is a DSCR loan?

Accepted Answer

A DSCR (Debt Service Coverage Ratio) loan qualifies investors based on the rental income of the property rather than personal income. It is commonly used for 1-4 unit residential investment properties.

Question 8

What credit score is needed for a commercial loan?

Accepted Answer

Requirements vary by product. SBA and bank loans typically prefer a credit score of 680 or higher, while hard money and bridge loans focus more on the asset value. Deal Flow Pro matches borrowers to lenders that fit their profile, so there is no single minimum credit score.

Question 9

What documents do I need to apply for a business loan?

Accepted Answer

Typically you need a government-issued ID, business formation documents, recent bank statements, tax returns, and financial statements. The exact documents depend on the loan product. Deal Flow Pro's AI application assistant guides borrowers through exactly what is needed for each loan type.

Question 10

What areas does Deal Flow Pro serve?

Accepted Answer

Deal Flow Pro serves borrowers in all 50 U.S. states, with a focus on Georgia and North Carolina, including Atlanta, Alpharetta, Roswell, Sandy Springs, Charlotte, Raleigh, Cary, and Asheville.